Loan Verification Officer Overview

Required Education and Training To Become a Loan Verification Officer

Best Schools to become a Loan Verification Officer in U.S. 2024

University of Phoenix-Arizona

Phoenix, AZ

In-State Tuition:$9,552
Out-of-State Tuition:$9,552
Admission Rate:N/A
Graduation Rate:18%
Total Enrollment:88,891

Southern New Hampshire University

Manchester, NH

In-State Tuition:$15,000
Out-of-State Tuition:$15,000
Admission Rate:96%
Graduation Rate:41%
Total Enrollment:164,091

Western Governors University

Salt Lake City, UT

In-State Tuition:$7,404
Out-of-State Tuition:$7,404
Admission Rate:N/A
Graduation Rate:49%
Total Enrollment:156,935

Colorado Technical University-Colorado Springs

Colorado Springs, CO

In-State Tuition:$12,036
Out-of-State Tuition:$12,036
Admission Rate:N/A
Graduation Rate:20%
Total Enrollment:24,808

Grand Canyon University

Phoenix, AZ

In-State Tuition:$16,407
Out-of-State Tuition:$16,407
Admission Rate:78%
Graduation Rate:45%
Total Enrollment:101,816

Liberty University

Lynchburg, VA

In-State Tuition:$15,467
Out-of-State Tuition:$15,467
Admission Rate:99%
Graduation Rate:66%
Total Enrollment:96,709
Loan Verification Officer Job Description:
  • Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department.
  • Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.

Required Skills and Competencies To Become a Loan Verification Officer

Job Duties for Loan Verification Officers

  • Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

  • Record applications for loan and credit, loan information, and disbursements of funds, using computers.

  • Verify and examine information and accuracy of loan application and closing documents.

Technologies and Skills Used by Loan Verification Officers

Financial analysis software

  • Fannie Mae Desktop Underwriter
  • Software AG Underwriting Solution

Presentation software

  • Microsoft PowerPoint

Spreadsheet software

  • Microsoft Excel
  • Rockport Integrated Excel Underwriting

Basic Skills

  • Listening to others, not interrupting, and asking good questions
  • Talking to others

Problem Solving

  • Noticing a problem and figuring out the best way to solve it

Social

  • Changing what is done based on other people's actions
  • Understanding people's reactions

Current Job Market and Opportunites for a Loan Verification Officer

Additional Resources To Help You Become a Loan Verification Officer

FAQs About Becoming a Loan Verification Officer